Knowledge Hub
Funding Guru is a business finance provider and adviser to UK firms looking for funding solutions to help them grow and remain financially strong.
The Pros and Cons of Fixed vs. Variable Interest Rates in Business Loans
Deciding between a fixed and variable interest rate is one of the first choices you will have to make when
Avoiding Common Mistakes When Applying for a Secured Business Loan
Getting the right funding is essential for any business. Whether you want to expand, buy new equipment, or manage cash
How to Secure a Commercial Mortgage with Low Down Payment Options
Securing a commercial mortgage can be a game-changer for your business, allowing you to purchase commercial property without having to
The Process of Refinancing Existing Assets Through Asset Finance
When your business is growing but cash flow is tight, refinancing existing assets through asset finance can be a smart
Unsecured Business Loans for Funding Rapid Expansion
Growing your business is exciting but can also be a little overwhelming, especially when it comes to finding the right
Business Loans vs. Merchant Cash Advances: Which Is Better for SMEs?
As an SME owner, you know that finding the right financing option can make or break your business. Whether you’re
Top Scenarios Where VAT Loans Are a Smart Choice for Your Business
If you run a business, you’ll know that VAT (Value Added Tax) can be challenging. Managing VAT payments and ensuring
Understanding the Costs Associated with Invoice Financing
If you’re considering invoice financing to boost your business cash flow, it’s important to understand the costs that come with
The Process of Collateral Valuation for Secured Business Loans
Secured business loans are a popular financing option for businesses looking to access capital while minimising risk. These loans require
Using Business Asset Finance to Upgrade Technology
In the business world, keeping up with technological advancements is crucial for staying competitive. However, upgrading technology can often come
Common Myths About Unsecured Business Loans Debunked
Unsecured business loans often come with a cloud of misconceptions that can deter entrepreneurs from exploring this viable financial solution.
How to Secure a Commercial Mortgage with a Limited Credit History
Securing a commercial mortgage can feel like an uphill battle when you have limited credit history or less-than-perfect credit. However,
Top Strategies for SMEs to Maximise Business Loan Benefits
As a small or medium-sized enterprise (SME), securing a business loan can provide you with the financial flexibility needed to
How to Use VAT Loans to Bridge Seasonal Gaps in Cash Flow
Keeping a healthy cash flow is key for any business, but it’s especially important for seasonal ones. When income goes
The Benefits of Confidential Invoice Discounting for Your Business
Running a business is all about managing cash flow, and businesses are constantly looking for ways to optimise this without
Understanding Loan-to-Value Ratios in Secured Business Loans
Secured business loans are a popular choice for many entrepreneurs looking to fund their ventures while minimising risks. One key
Is Asset Financing Right for Start-ups?
Starting a business often requires a lot of initial capital, especially when it comes to purchasing essential equipment or machinery.
Can You Get an Unsecured Business Loan with Bad Credit?
If you’re running a business, having access to funds for growth and unforeseen costs is essential. However, if your credit
How to Manage Business Loan Repayments Effectively
Taking out a business loan can be a crucial step in growing your business, whether you’re looking to expand, buy
Secured Business Loans for Start-ups: Is It a Good Option?
Starting a business can be one of the most exciting, yet challenging experiences you face. One of the biggest hurdles
Commercial Mortgage Deposit Requirements: What Lenders Look For
Securing a commercial mortgage is a major step for many businesses, whether you’re purchasing a new property or refinancing an
Pros and Cons of Taking a VAT Loan for Your Business
Managing cash flow can be a challenge for businesses, especially when it comes to meeting tax obligations like VAT (Value
Is Invoice Financing Right for Your Business?
Managing cash flow is a challenge for many businesses, especially when customers can take weeks or even months to pay
Unsecured Business Loans for Expanding Your Business: What to Consider
Expanding a business is an exciting milestone, but it often requires a significant financial investment. Unsecured business loans can be
Top Industries That Benefit from Asset Financing
Asset financing has become a practical solution for businesses that need essential assets like machinery, vehicles, or equipment to grow
The Advantages of Fixed-Rate Secured Business Loans for SMEs
Secured business loans are a valuable financing solution for small and medium-sized enterprises (SMEs), offering access to the funds needed
Common Mistakes to Avoid When Applying for a Business Loan in the UK
Securing a business loan in the UK can be crucial for growing your company, managing cash flow, or expanding operations.
How VAT Loans Can Help You Stay Compliant with HMRC
Navigating HMRC’s VAT regulations can be a significant challenge for UK businesses, especially when cash flow is tight. Meeting VAT
Tips for First-Time Borrowers of Commercial Property Mortgages
Securing commercial property mortgages can be challenging, especially if it’s your first time navigating the process. Whether you’re a small
Key Eligibility Criteria for Unsecured Business Loans
Unsecured business loans are a popular financing option for many small and medium-sized enterprises (SMEs), especially those that may not