Invoice Finance Solutions to Unlock Business Potential
Turn Unpaid Invoices into Capital Opportunities with Funding Guru
Invoice Finance UK
At Funding Guru, we specialise in transforming outstanding invoices into valuable financial assets through our Invoice Finance services. Our flexible and customised invoice finance solutions are designed to optimise your cash flow and drive sustained growth.
What is Invoice Finance
Key Features of Invoice Finance
Experience the benefits of our Invoice Finance services:
Swift Funds Access
Quickly unlock capital tied up in outstanding invoices for immediate financial support.
Improved Cash Flow
Optimise liquidity by converting unpaid invoices into readily available funds for smoother operations.
Reduced Credit Risk
Reduce payment risks as Funding Guru takes responsibility, allowing your business to grow confidently.
Financial Flexibility
Customise Invoice Finance solutions for flexible and tailored financial strategies.
Types of Invoice Finance Solutions
We provide different types of invoice financing so you can choose the one that best suits your business requirements.
Choose spot financing with selective invoice discounting, allowing you to borrow against chosen invoices. With Funding Guru, you retain control of your processes while enjoying immediate funds, keeping your customers unaware of third-party involvement. Simply invoice your customer as usual, share a copy with us, and receive up to 90% of the invoice value. When your customer pays, you settle with us – a straightforward process.
Suitable for:
- Businesses with significant invoices seeking immediate access to funds.
- Firms navigating seasonal cycles, maintaining consistent year-round cash flow.
- Companies not inclined to borrow against their entire invoice ledger.
- Any business desiring flexibility to borrow against individual invoices.
Borrow against outstanding invoices without your customers being aware through confidential invoice discounting. Set up an ongoing credit facility with Funding Guru, enabling continuous borrowing up to an agreed rate. Lend up to 90% of an invoice as soon as it’s issued, maintaining cash flow even when customers are slow to pay.
Suitable for:
- Businesses looking to enhance cash flow before an invoice is paid.
- Those wanting to retain control of internal processes and conceal third-party involvement.
- Firms prioritising the preservation of customer relationships.
Delegate the hassle of chasing invoices with invoice factoring. The lender manages invoice collections, agreeing to buy outstanding invoices up to a specified percentage. For instance, a provider may buy 85% of £8,000 worth of invoices, providing an immediate cash payment of £6,800. Fees are deducted for arranging the loan, and the factoring company handles invoice chasing, with the final 15% paid when the invoice is settled.
Suitable for:
- Business owners seeking relief from chasing payments.
- Firms benefiting from support from a specialised invoice finance manager. Funding Guru handles collections professionally and sensitively to preserve customer relationships.
Thoughts from Matt
Invoice finance helps with your cash flow, which is essential to the smooth running of a business. It is particularly helpful when you supply goods or services that require you to pay your suppliers quicker than your customers pay you. Without funding to fill the gap it is very difficult to grow your business.
Invoice finance can also alleviate some of the risk of taking on new customers and help you manage your exposure to them. It certainly isn’t a magic financial pill, but invoice finance can certainly help your business function more efficiently. Contact us today to see how asset finance can be used to help your company grow or branch into new areas.”
Matt Haycox
Founder and CEO, Funding Guru
How Invoice Finance Works
- You issue an invoice to a customer
- You receive a percentage of up to 90% of the invoice total (typically within a couple of days)
- When the customer pays the invoice, the payment is made into an account operated by the lender
- The lender then sends the remainder due to you, less fees
- Or you (the company) receive the full invoice amount, and you repay the amount borrowed from the finance provider (plus fees)
- Depending on the form of invoice finance you choose, your customer may not be aware there is a lender involved. We cover this in more detail below.
How much can I borrow
Application Process for Invoice Finance
Invoice Submission
Submit details of the outstanding invoices you intend to finance.
Customised Proposal
Receive a personalised financing proposal outlining repayment terms and options.
Approval and Agreement
Upon agreement, our streamlined approval process guarantees a quick turnaround, granting you quick access to the funds.
Funds Disbursement
Once approved, the funds are disbursed quickly, allowing you to address immediate financial needs or opportunities.
Why Choose Us
Tailored Solutions
Benefit from personalised and flexible financing solutions designed to meet the unique needs of your business.
Transparent Approach
Experience transparency at every step of the financing journey, ensuring clarity and confidence in your financial decisions.
Proven Success Stories
Join a community of thriving businesses that have achieved success with Funding Guru's financial expertise and support.
Industry Experience
Rely on a partner with extensive industry experience, providing you with insights and guidance to navigate the complexities of business finance.
Efficiency and Simplicity
Discover a streamlined process that makes obtaining business finance quick and efficient, allowing you to focus on what matters - growing your business.
Testimonials
Frequently Asked Questions
Contact Us
Boost your business’s financial situation by exploring Funding Guru’s invoice financing options.