UK Business Loans Made Simple – Get the Funding You Need, Fast

Hassle-free business finance from £25K to £5M, without the wait.

Unlock your growth with tailored UK business loans. Our expert team finds funding solutions to match your goals, whatever the reason.

How Our UK Business Loans Can Benefit You

Adaptable Loan Terms

We work with our clients on an individual basis to deliver tailored loan terms to align with your business goals and financial capabilities.

Competitive Interest Rates

We offer competitive rates designed to keep your financing costs manageable.

Fast Funding Solutions

Access to the funds your business needs swiftly, with approvals in as soon as 1 day.

Flexible Fuding Options

Every business has different funding needs. Whether it’s growth, cash flow or operations—we’ll find the right solution.

Transparent Terms

We believe in being transparent from the start. Our clear terms have no hidden fees, so you can fully understand your financial commitment.

Personalised Support

Our team is here to guide you through the process, offering expert advice and support tailored to your business.

What is a Business Loan?

Whether you need more working capital to chase a golden opportunity, or you just need a cash injection to cover expenses, business loans provide the funds you need to keep moving. 

These loans can be  provided by banks, alternative lenders, and government-backed schemes, repayment terms depend on the type of loan and lender.

You can either opt for a secured loan (where you  put up assets as collateral) or unsecured loans (you don’t put anything up as security, but you might pay a higher interest rate). An ideal business loan would have flexible repayment conditions and competitive interest rates.

Business loans can be used for pretty much anything: expansion into a new market, buying equipment, stock investment, managing working capital or to stabilise your business. 

No matter if you own a start-up or have an established business, the right loan can get you closer to your financial goals.

What Can a Business Loan Be Used For?

Business loans provide opportunities for entrepreneurs. Depending on the loan you opt for, the possibilities are almost endless. Here are some examples of how you could effectively use your business loan:

How Does a UK Business Loan Work?

A business loan is a lump sum of capital that a company borrows from a lender, which it pays back over a set period of time, usually with interest. The process generally follows the following steps:

Application

Regardless of the route you take to secure funding for your business, the application process is going to look similar. You’ll need to provide your business’ financial information, your credit history, and a business plan to prove your repayment capability and the feasibility of the loan for the lender.

Approval & Offer

Depending on the route you choose for your business loan, the approval process can take anywhere from a few days to weeks. Traditional banks and government grants are reviewed by an underwriter (who will assess the credibility of the loan) and an offer may be made. 

Alternative lenders, like Funding Guru, will also assess your business’s financial health and determine the loan amount, interest rate, and repayment terms (but tend to get the job done much faster).

Funding

Once your business loan is approved, the funds are deposited into your business’s account. If you opt for the traditional route, this can take weeks. If you go with Funding Guru, your funding can be with you in as little as a few days.

Repayments

Regardless of where you get your loan from, repayments are non-negotiable. You repay the loan in  pre-agreed fixed instalments (weekly or monthly, depending on the agreement). Interest rates can be fixed (remaining constant) or variable (changing according to your market rates). Failure to repay your loan will impact your credit rating, but the reverse is also true: consistent loan repayments build up your credit score. 

Completion

When all repayments are made, the loan is closed.

Types of Business Loans

At Funding Guru, we offer a range of business finance solutions, from commercial mortgages and bridging loans to cash advances and start-up funding. Our team of expert advisors can guide you  across all facets of business loans and finance.

How to Apply for a Funding Guru UK Business Loan

1. 60 Second Online Application

Fill out your details in our simple online application form.

2. Submit Your Documents

Provide us with the necessary documents to review the credibility of your application.

3. Approval Within 1 Day

1 business day could be all that stands between you and your funding goals.

4. Get Funds Straight To Your Accont

You’re good to go. Your approved funds will be sent to you, driving your business growth.

What Type of Loan is Right for My Business

Each industry faces specific financing challenges, and the right solution  can make a significant difference in a business’s success. Here’s how our business loans can support different industries:

Why Choose Us

Fast, flexible funding tailored to your business needs. With expert advice and competitive rates, we help you grow with confidence.

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Frequently Asked Questions

What business loan options does Funding Guru offer?

Funding Guru provides a range of flexible business loan solutions in the UK, including secured business loans, unsecured business loans, asset finance, and bridging loans. Whether you need quick funding for cash flow management or long-term capital for business growth, we tailor loans to suit your needs.

Quick business loans are available through online lenders such as the Funding Guru, alternative finance providers, and some banks. The application process is typically streamlined, requiring basic financial details, and funds can often be disbursed within 48 hours under exceptional circumstances.

Eligibility depends on factors such as business turnover, credit history, trading history, and loan purpose. Get in touch for more details.

Yes, start-up business loans are available, but they may require a solid business plan, a personal guarantee, or alternative forms of security. Reach out to learn more!

Loan amounts vary based on lender criteria, business revenue, and creditworthiness. At Funding Guru, we offer quick business loans  from £25k+.  

Loan amounts vary based on lender criteria, business revenue, and creditworthiness. At Funding Guru, we offer quick business loans  from £25k+.  

Interest rates depend on factors like credit score, loan term, and whether the loan is secured or unsecured. Rates can start from as low as 4-5% but may be higher for riskier applicants or short-term loans.

Yes, we offer business loans to those with bad credit. However, these loans often come with higher interest rates, shorter repayment terms, or additional security requirements.

Read Our Latest Business Loan Related Articles

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Grow your business with our flexible and tailored business loans in the UK. Apply now to secure the financing your business needs.