10 February 2023

More businesses fail than succeed. In fact, some reports suggest that up to 90% of business start-ups fail. While capital isn’t always the determining factor, it is certainly to blame for many failed enterprises. It doesn’t have to be this way; whatever your business dream is, don’t let it die because of a lack of […]

Business failure is a reality. But it doesn’t have to be your reality. We look at six examples where business finance could have meant the difference between success and failure for a small business. Inadequate financing Many small businesses don’t make it past their two-year anniversary because they were subject to inadequate financing at the

Gaining access to high street credit can often be difficult for start-ups and small businesses, pushing many businesses to seek credit elsewhere. So as awareness around crowdfunding grows, is it a serious alternative to business loans for your business?

Poor credit might make your chances of securing funding with traditional lenders seem unlikely, but it doesn’t mean that your search for a business loan should end there. Having bad credit or no credit might change the goalposts, but the game remains the same. You still have plenty of options available.

Commercial property development finance is what we use to describe any finance that is secured against a commercial property. You can use commercial property finance to purchase, build or develop your commercial property or use it for financing multiple residential properties.

It has been estimated that about half of the commercial property sector is financed through borrowed funds at any one time. So if you are looking to finance your new commercial property purchase, with a business loan, commercial mortgage or short-term finance, you’re not alone.

Asset finance is used to describe a wide range of loan products that are tied to physical assets like machinery, equipment, vehicles and technology. Depending on your business it could be anything from a fleet of vehicles to a 3D printer in the office.

When applying for property development finance it pays to do your homework. This means ensuring all your plans and projections have been well thought out and any potential barriers bridged.

It used to be said that asset finance was a scary word, one where companies risked putting a dent in their net worth for the sake of a cash injection. But asset finance solutions can be worth their weight in gold for the financial ease with which startups, new companies and SMEs can lay their

If you want to purchase a property for your business then you’ll need to apply for a commercial mortgage. Assuming you have found somewhere for your business to move into you will need to consider a number of factors before getting one. Step 1 – Assessing your finances Can you repay your monthly payments? Because