10 February 2023

Most business owners know, when looking at financing options, that there are two type of business loan; secured and unsecured. But which one is right for your business? Secured v Unsecured Loans Acknowledging the need for finance is just a precursor to making the big decision of choosing either secured or unsecured business loans. Both […]

As budgets go, the Chancellor was actually pretty kind to business owners, revealing tax reductions, pension changes and reduced business rates as well as increased access to business funding. Not bad, so long as they weren’t in the fizzy drinks industry.

The thing with commercial mortgage rates and what factors affect them is that lenders don’t have an easy reference of go-to rates. There isn’t a standard offering to businesses based on known Loan to Values (LTV) or with a pre-determined set of risk factors for each applicant. Commercial mortgage rates are almost always offered (and

Quite simply, refinancing a commercial mortgage means paying off one mortgage and replacing it with another. It is usually done to secure better interest rates or more favourable terms and nearly always with the aim of freeing up more cash for the business.

Finding the finance to buy an established business can be just as complicated as funding an entrepreneurial vision from scratch. It’s likely that you might need more capital to buy an established business than you would need to find the seed funding for a start-up, so your business funding options may be more limited. An

Over half a million new businesses were registered last year and that figure will only increase this year and the next. Getting your start up finance right can help you succeed quicker, but where should you be looking for small business loans? Self-funding If you have the funds to go it alone, it can be

Growing your business will require a lot of hard work, plenty of effort and perseverance but just as importantly, knowledge of funding options. Whether or not you choose small business loans or another type of finance, being aware of their potential benefit can make your business growth path smoother and trouble-free. How knowledge of funding can

Are you are looking to expand your business? Have you realised that the cost of renting has become too great? If so you might find that a commercial mortgage can offer you options and business finance you weren’t aware of. Here’s everything you need to know.

When you apply for a loan, it’s important to get everything right, the first time. Spending too long on your application can damage your business. We can help your chances of success with our guide to what small business loan applications must include.