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Having a good credit rating can affect everything from applying for a credit card to buying a house. But it can also affect the lines of credit in your business too. We take a look at how your personal credit rating impacts upon your ability to get commercial finance.

Are you in need of short-term finance? You are not alone. Every small business will at some point in their growth need some sort of capital investment. This can be start-up loans, small business loans or in some situations they need a cash injection much quicker and require same day business loans. The biggest obstacles

If you are looking to borrow between £1,000-£25,000 then it can make sense to have a look at whether using a personal loan is better than applying for an unsecured business loan. But beware, personal loans have their drawbacks.

In order to get business funding you need a business plan, right? While having one in place can be an enormous advantage in securing investment, successful businesses aren’t always started on paper. How you get your business planning ready for the funding stage isn’t necessarily a uniform process, but the final definitely stage is. Why

One of the fundamental aspects of achieving your business objectives is understanding the steps required to manage and allow them to succeed. Of these steps one of the most fundamentally important is ensuring that you have a capable funding mechanism to support it.  Accessing finance like unsecured business loans can help you with each aspect

Unsecured business loans are often the only option for small businesses and start-ups, but can you get one from a high street bank and are they just a byword for alternative finance anyway? Far from being the last resort of small businesses, unsecured business loans are now being treated as similar products to start-up loans,

We could easily have titled this article, ‘How To Bootstrap Your Business’, but we don’t believe your business should follow a business plan based on cutting corners. We believe that small business loans in the UK are actually one of the fundamental cornerstones of successful entrepreneurship and small business growth. Top Tips On How To

Ask any small business owner what their number one pain point is and there’s a good chance they’ll say cash flow. At the heart of most businesses is either not enough cash coming in or too much going out, effective business cash management is the lifeblood for your business.

Banks, ironically, often struggle with notion of ‘business lending’. Most banks won’t lend to a business unless it has a perfect credit record. We explore the real reason banks don’t like lending to small businesses and why the answer often lies in seeking an alternative: unsecured business loans.

Some businesses don’t even bother applying for finance when they have bad credit, unaware that they might actually be able to get an unsecured business loan despite poor credit history, if they just applied. When you want to forge your business forward and poor credit gets in the way of your traditional finance and funding