10 February 2023

In 2016 over 25,000 start-ups utilised some sort of start-up funding to get their business either off the ground, up and running or to develop rapid growth opportunities. So does getting a start-up loan increase your chances of success?

One of the most integral aspects of attaining small business funding is working out what your business is worth. Understanding the value of your assets is vitally important when buying, selling or just running your business.

For a small business owner, running a business comes with plenty of risks, mostly financial. So having to offer personal or business assets against new investments isn’t necessarily top of your wish list when it comes to getting a loan. So how do you get small business loans without collateral?

Is taking out a secured loan against your home something you have considered? What is the value of your home in terms of business finance? As a homeowner, it’s possible that you have a significant amount of value locked up in your home, and if you prefer to use your own equity and ability to

Some businesses don’t even bother applying for finance when they have bad credit, unaware that they might actually be able to get an unsecured business loan despite poor credit history, if they just applied. When you want to forge your business forward and poor credit gets in the way of your traditional finance and funding

Banks, ironically, often struggle with notion of ‘business lending’. Most banks won’t lend to a business unless it has a perfect credit record. We explore the real reason banks don’t like lending to small businesses and why the answer often lies in seeking an alternative: unsecured business loans.

Ask any small business owner what their number one pain point is and there’s a good chance they’ll say cash flow. At the heart of most businesses is either not enough cash coming in or too much going out, effective business cash management is the lifeblood for your business.

We could easily have titled this article, ‘How To Bootstrap Your Business’, but we don’t believe your business should follow a business plan based on cutting corners. We believe that small business loans in the UK are actually one of the fundamental cornerstones of successful entrepreneurship and small business growth. Top Tips On How To

Unsecured business loans are often the only option for small businesses and start-ups, but can you get one from a high street bank and are they just a byword for alternative finance anyway? Far from being the last resort of small businesses, unsecured business loans are now being treated as similar products to start-up loans,