Secure Funding Against Assets - Cash in Days, Not Weeks.
We help UK business owners raise capital quickly – without banks, red tape, or risk-averse nonsense.
If you’ve got assets, we’ll get you funded!
- Loan from £25k to £5 million +
- Trusted by 500+ UK business owners
- Same day decisions
- Bad credit accepted
- Flexible repayment terms
What our secured business loans offer you
Unlock stability and drive growth with our secured loans for businesses
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Funding in days:
Not weeks of waiting like with banks.
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Asset-backed = bigger limits:
Get more based on what you own.
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We speak your language:
Run by real business people, not spreadsheets.
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Flexible terms:
Built around your needs, not box-ticking.
Application Process for Secured Business Loans
1. 60 Second Online Application
Take one minute out of your day to fill out our online application form.
2. Collateral Evaluation
Our experts assess the value and feasibility of your proposed collateral.
3. Approval Within 1 Day
Experience a swift approval process in less than 24 hours.
4. Access Funds to Fuel Growth
Once approved, the secured funds will be accessible within 14 days.
Why Choose Us
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Tailored Solutions:
Benefit from personalised and flexible financing solutions designed to meet the unique needs of your business. -
Transparent Approach:
Experience transparency at every step of the financing journey, ensuring clarity and confidence in your financial decisions. -
Proven Success Stories:
Join a community of thriving businesses that have achieved success with Funding Guru's financial expertise and support. -
Industry Experience:
Rely on a partner with extensive industry experience, providing you with insights and guidance to navigate the complexities of business finance. -
Efficiency and Simplicity:
Discover a streamlined process that makes obtaining business finance quick and efficient, allowing you to focus on what matters - growing your business.
Don't let finances stand in the way of Secure the Funding Your Business Needs to Grow
With a secured business loan, you can move faster and dream bigger. Speak to our team today.
Frequently Asked Questions
How do secured business loans work?
Secured business loans work by using your business assets as collateral to back up the loan. This could be anything valuable that your business owns, like real estate, equipment, or inventory. By offering this security, lenders are more willing to provide you with a loan at a lower interest rate because they have something to fall back on if things don’t go as planned. Essentially, it’s a way for both you and the lender to feel more confident about the loan process.
What are the benefits of secured business loans?
Secured business loans come with several perks. First, they usually offer lower interest rates because the lender has something to fall back on. You might also be able to borrow more money and have longer to pay it back compared to unsecured loans. Plus, if you have valuable assets but a less-than-perfect credit score, a secured loan can still be within your reach, giving you the funding you need to grow your business.
Can startups qualify for secured business loans?
Absolutely! Startups can qualify for secured business loans. If your new business has valuable assets to offer as collateral, lenders may be willing to take the risk. They’ll also look at your business plan and personal credit history to make sure you’ve got a solid strategy in place. It’s a great way to get the funds you need to get your business off the ground.
What happens if I default on a secured business loan?
Defaulting on a secured business loan is a serious matter. If you’re unable to make your loan payments, the lender has the right to seize the collateral you put up. This could mean losing essential business assets like property or equipment, which can be a big blow to your operations. It’s important to have a clear plan to avoid this situation and keep your business on track.
What are the repayment terms for secured business loans?
Repayment terms for secured business loans can be quite flexible. They typically range from one to ten years, depending on the loan amount, the value of the collateral, and the lender’s policies. At Funding Guru, we work with you to find repayment terms that fit your business’s cash flow, making it easier to manage your finances while you grow.
Why should I choose Funding Guru for my secured business loan needs?
Choosing Funding Guru means you’re partnering with a team that truly understands your business needs. We offer personalised loan solutions with competitive rates and flexible terms. Our experienced team takes the time to get to know your business and provide tailored financing options that support your growth.
Is a car loan a secured debt?
Yes, a car loan is a secured debt because the vehicle itself serves as collateral. If you fail to repay, the lender can repossess the car.
Will a secured loan affect my mortgage?
A secured loan can impact your mortgage if it’s tied to your property, as it increases your overall debt. Lenders may consider it when assessing affordability for future borrowing.
How long does a secured loan take?
A secured loan typically takes a few days to a few weeks, depending on the collateral evaluation and approval process.
Are secured loans cheaper?
Yes, secured loans are generally cheaper because they are backed by collateral, which reduces the lender’s risk. This allows lenders to offer lower interest rates, higher loan amounts, and longer repayment terms compared to unsecured loans.
Are secured loans safe?
Secured loans are safe if you can meet the repayment terms. However, if you default, the lender can seize your collateral, such as property or assets.
Can I get a secured loan against my house/ property?
Yes, you can get a secured loan against your house or property, but failure to repay may result in the lender repossessing it.
Can I get a secured loan with no income?
It’s challenging to get a secured loan without income, as lenders typically require proof of the ability to repay. However, if you have valuable collateral, some lenders may still consider your application. Contact Funding Guru for personalised advice and loan options.
Can I pay off a secured loan early?
Yes, you can usually pay off a secured loan early. However, some lenders may charge early repayment fees, so it’s important to check the loan terms.
Can I transfer a secured loan?
Transferring a secured loan to another party is generally not possible. However, you may be able to refinance the loan or transfer the collateral if the lender agrees. Always check the terms with our experts.
Can I refinance a secured business loan?
Yes, you can refinance a secured business loan. It involves replacing your current loan with a new one, potentially with better terms or a longer repayment period.
Does Your Business Require a Secured Loan?
