Bridging Loans for UK Property Developers
Found the perfect property? Don’t miss out.
Whether it’s a bargain at auction or a project with potential, our fast, flexible bridging loans let you act now while arranging long-term finance.
- Loan from £25k to £5 million +
- Trusted by 500+ UK business owners
- Same day decisions
- Bad credit accepted
- Flexible repayment terms
How We Can Help Your Business With a Bridging Loan
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Buy at auction:
Traditional mortgages are too slow for auction deadlines. Bridging loans give you fast, reliable funding.
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Find a fixer-upper:
Banks won’t touch properties needing major work. Use a bridging loan to buy and renovate, then refinance later.
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Avoid chain delays:
Speed up your purchase with upfront funds. 1 in 5 UK bridging loans help break property chains.
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Act fast on deals:
Snap up time-sensitive investments with quick, flexible finance before the opportunity’s gone.
Application Process for Our Bridging Loans
1. 60 Second Online Application
Take one minute out of your day to fill out our online application form.
2. Proposal Evaluation
Send in your bridging finance proposal and our experts assess the value and feasibility of your proposed investment.
3. Approval Within 1 Day
We won’t waste your time if it’s not the right fit. Our swift approval process gives you an answer within days.
4. Access Funds to Build Your Property Investment Goals
Once your loan is approved, the secured funds will be accessible to you within days.
Why Choose Us
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Tailored Solutions:
Benefit from personalised and flexible financing solutions designed to meet the unique needs of your business. -
Transparent Approach:
Experience transparency at every step of the financing journey, ensuring clarity and confidence in your financial decisions. -
Proven Success Stories:
Join a community of thriving businesses that have achieved success with Funding Guru's financial expertise and support. -
Industry Experience:
Rely on a partner with extensive industry experience, providing you with insights and guidance to navigate the complexities of business finance. -
Efficiency and Simplicity:
Discover a streamlined process that makes obtaining business finance quick and efficient, allowing you to focus on what matters - growing your business.
Bridge the gap. Secure funding fast.
Secure flexible, fast loans to keep your property plans moving. Speak to our team today.
Frequently Asked Questions
Can I Get a Bridging Loan?
Bridging loans are usually used by those in property investment and development, including buy-to-let schemes, to get quick capital to purchase assets while organising long-term funding. However, a bridging loan can be used for any commercial purpose as long as there is a clear exit strategy.
In other words, – for you to be eligible for a bridging loan, the lender must be confident you have something to sell to clear the loan, or that you can secure permanent funding from another source. Bridging loans aren’t offered by mainstream banks, so alternative finance providers are the way to go.
How Much Can I Borrow with a Bridging Loan?
Funding Guru offers commercial bridging loans of £25,000 to £5 million with fixed and competitive interest rates. Unlike other providers, we have no hidden fees and consider applicants with adverse credit. We make decisions quickly and you could have the funds within days.
Why Do People Use Bridging Loans?
Bridging loans can be used for a range of commercial purposes, but the most common usage is to break the chain on a property purchase. This enables businesses to seize opportunities without getting held up while their capital is tied up in another asset.
How can I improve my chances of being accepted for a bridging loan?
Have your financials ready: accounts, bank statements, and a strong case for borrowing. Share full details on the property used as security, and clearly explain how you’ll repay the loan, whether through a sale, re-mortgage, or business cash flow.
How Much Does a Bridging Loan Cost?
Depending on the lender, a bridging loan can cost anywhere from 0.5%-2% of the loan amount, plus the fees incurred in arranging the loan. Let’s say you needed to borrow £100,000 for a bridging loan at 1% interest, plus £5,000 in various fees, the total cost for the loan would be £6,000.
Can I get a bridging loan with bad credit?
Yes, your credit score matters less than with a mortgage. We assess each case individually, even if you have CCJs or past defaults. A clear exit plan and strong security, like another property, can boost your chances. Just note, rates and fees may be higher. Get in touch to explore your options.
Need fast finance to secure your next property?
