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When the going is good for your business, business planning for catastrophe is probably at the bottom of your list of priorities. But, it’s estimated that every business hits a crisis, at least once every five years and a large proportion never recover. How would you cope with fires, floods or burglaries, or even more […]

Choosing where to base your business might be the difference between floundering and flourishing, but it’s not easy to get it right. Now, that the property market is picking up again, commercial tenants or even prospective buyers, don’t wield the same power they might have done five years ago, so you should research locations, prices

Monitoring your cash-flow might not sound like the most interesting aspect of running a business, but trust us when we say it’s probably the most important! It can be easy to get caught up in the more exhilarating tasks – especially when you first start up – like closing sales and perfecting your product, but

Finding the finance to buy an established business can be just as complicated as funding an entrepreneurial vision from scratch. It’s likely that you might need more capital to buy an established business than you would need to find the seed funding for a start-up, so your business funding options may be more limited. An

Quite simply, refinancing a commercial mortgage means paying off one mortgage and replacing it with another. It is usually done to secure better interest rates or more favourable terms and nearly always with the aim of freeing up more cash for the business.

The thing with commercial mortgage rates and what factors affect them is that lenders don’t have an easy reference of go-to rates. There isn’t a standard offering to businesses based on known Loan to Values (LTV) or with a pre-determined set of risk factors for each applicant. Commercial mortgage rates are almost always offered (and

As budgets go, the Chancellor was actually pretty kind to business owners, revealing tax reductions, pension changes and reduced business rates as well as increased access to business funding. Not bad, so long as they weren’t in the fizzy drinks industry.

Most business owners know, when looking at financing options, that there are two type of business loan; secured and unsecured. But which one is right for your business? Secured v Unsecured Loans Acknowledging the need for finance is just a precursor to making the big decision of choosing either secured or unsecured business loans. Both

Money makes the world go round and without it, you won’t be getting your business startup off the ground. The economy might be growing, but getting banks to lend to business startups is still frustratingly difficult. It has spawned a rise in alternative finance and increased peer-to-peer lending, invoice finance, business angel funding, crowdfunding and